See your debt-free date in seconds.
Enter your debts, pick a strategy, and watch the date move closer when you pay a little extra.
How it works
Snowball or avalanche — calculated on your phone. Estimates only, not financial advice.
Balance, APR, and minimum payment. Your numbers never leave the device.
Snowball clears small balances first. Avalanche targets the highest interest.
Drag the extra-payment slider and see how soon you could be debt-free.
Privacy
Debt data stays on your iPhone. Optional Pro removes ads and unlocks CSV export — one lifetime purchase, no subscription.
Download
Free for up to three debts. Available on the App Store for iPhone.
DebtDate provides estimates only. Payoff dates and interest totals are for informational purposes and are not financial, legal, or tax advice.